Continental Casualty Company

Chicago, IL Finance & insuranceNAICS 524140

Self-funded health planPlan year 2025Renews January
4,971Participants+8% vs. prior year
$11.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 29Finance & insurance in ILBy participants

Overview

Continental Casualty Company sponsors a self-funded health plan that covered 4,971 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,971 · prior year 4,593
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CNA Health and Group Benefits Program, plan 503 (4,971 participants)
Broker compensation
$369K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife5,899$4.1M$95K
Metropolitan Life Insurance CompanyMedical2,726$1.1M$222K
Hartford Life and Accident InsuranceLong-term disability3,340$998K$29K
Vision Service PlanVision3,812$729K—
Metropolitan General Insurance CompanyLegal798$184K$23K
Cigna Health and Life Insurance Company and AffiliatesDental, HMO741$118K—
Carelon Behavioral Health, Inc.EAP Program5,425$97K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.8M/ year

Estimated prescription spend: 4,971 participants × $2,371 national average per member. Usually higher once dependents are counted.

$306K–$755K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$90K–$224K
Lower-cost therapeutic alternatives$131K–$273K
Generic pricing vs. actual cost$57K–$170K
PBM contract terms$29K–$88K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Continental Casualty Company
Sponsor EIN
36-2114545
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2114545 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CNA 401k Plan
Type
401(k) plan
Participants
8,975

About this data

Source: Continental Casualty Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Continental Casualty Company.

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