Wintrust Financial Corporation
Overview
Wintrust Financial Corporation sponsors a self-funded health plan that covered 4,891 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,891 · prior year 5,681
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Wintrust Financial Welfare Benefit Plan, plan 501 (4,891 participants)
- Broker compensation
- $457K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | AD&D, Statutory Disability NJ, Life, Long-term disability | 4,874 | $2.6M | $258K |
| Metropolitan Life Insurance Company | Accident, Critical Illness, Hospital | 1,997 | $799K | $187K |
| MetLife Legal Plans | Legal | 326 | $70K | $11K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,891 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Wintrust Financial Corporation
- Sponsor EIN
- 36-3873352
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-3873352 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Wintrust Financial Corporation Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 7,118
About this data
Source: Wintrust Financial Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wintrust Financial Corporation.